228 loan - An Overview
228 loan - An Overview
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The Board could modify a little bank score from “Satisfactory” to “Fantastic” on the establishment level where the lender requests and gets further thought for pursuits that would qualify pursuant for the Retail Services and Products Take a look at in § 228.
(iii) Any circumstances over and above the control of the financial institution, for example economic disorders or other current market factors or functions, which have adversely impacted the bank's capability to execute.
(1) Any information concerning a financial institution's institutional capability or constraints, such as the dimension and fiscal condition with the bank, protection and soundness limits, or another bank-particular elements that significantly impact the financial institution's capacity to present retail lending, retail banking products and services and retail banking solutions, Neighborhood improvement loans, Neighborhood development investments, or Group development products and services;
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indicates, notwithstanding the definition of “tiny business” In this particular area, a loan included in “loans to smaller firms” as claimed in Routine RC-C of the decision Report.
A financial institution topic to this part may request the Board verify that a loan, expense, or company is eligible for Local community growth thing to consider by publishing a request to, As well as in a structure prescribed by, the Board.
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If an intermediate financial institution opts to generally be evaluated pursuant to your Local community Growth Financing Exam in § 228.24, the Board evaluates the intermediate financial institution for the evaluation time period previous the bank's future CRA evaluation pursuant towards the Local community Improvement Financing Test in § 228.24 and carries on evaluations pursuant to this efficiency take a look at for subsequent analysis intervals until the bank opts out.
The Board assessments the influence and responsiveness of the lender's Neighborhood advancement loans and community improvement investments that benefit or provide a multistate MSA, as offered in § 228.15.
) The number of retail banking products and services and retail banking merchandise made available by means of digital shipping methods together with other shipping and delivery methods; and
) The quantity of examining and savings accounts opened digitally and through other shipping systems which have been active at the end of Each and every calendar year by census tract money amount for every calendar yr.
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 click here 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
(B) A substantial financial institution may modify the Retail Products and services and Goods Examination by eradicating a element on the take a look at.
The Board considers the weighted common from the performance scores corresponding to the bank's Group Growth Funding Check conclusions for its facility-primarily based evaluation locations within the multistate MSA, calculated pursuant to segment IV of appendix B to this part.